{"id":1050,"date":"2014-05-30T16:54:21","date_gmt":"2014-05-30T13:54:21","guid":{"rendered":"http:\/\/www.borbolycsaba.ro\/ro\/?p=1050"},"modified":"2014-06-13T11:54:53","modified_gmt":"2014-06-13T08:54:53","slug":"si-atunci-au-inceput-problemele-reale","status":"publish","type":"post","link":"https:\/\/www.borbolycsaba.ro\/ro\/si-atunci-au-inceput-problemele-reale\/","title":{"rendered":"\u201e\u2026\u0219i atunci au \u00eenceput problemele reale\u201d"},"content":{"rendered":"<p style=\"text-align: justify;\">Scrisoarea de mai jos mi-a fost adresat\u0103 de c\u0103tre o mam\u0103, care \u00eempreun\u0103 cu familia ei a c\u0103zut prad\u0103 mafiei locuin\u021belor \u0219i a c\u0103m\u0103tarilor. Am mai atras aten\u021bia asupra acestei teme \u0219i am vorbit despre situa\u021bia grea \u00een care p\u0103rin\u021bii, nevoi\u021bi fiind s\u0103 plece \u00een str\u0103in\u0103tate, \u00ee\u0219i las\u0103 copiii acas\u0103: <a href=\"https:\/\/www.facebook.com\/csaba.borboly\/posts\/786942674658167\">https:\/\/www.facebook.com\/csaba.borboly\/posts\/786942674658167<\/a><\/p>\n<p style=\"text-align: justify;\">Public aceast\u0103 scrisoare cu observa\u021bia c\u0103 \u00een scopul protej\u0103rii identit\u0103\u021bii acestei persoane sunt spa\u021bii punctate, pe care le-am folosit a-i asigura anonimatul. Consider c\u0103 aceast\u0103 problem\u0103 trebuie adus\u0103 la cuno\u0219tin\u021ba publicului larg \u0219i trebuie atras\u0103 aten\u021bia asupra gravit\u0103\u021bii acesteia.<\/p>\n<p style=\"text-align: justify;\">Prezen\u021ba locuitorilor din Secuime la munc\u0103 \u00een str\u0103in\u0103tate este dovedit\u0103 de sondajele \u00eentreprinse \u00een acest sens. Plecarea la munc\u0103 \u00een str\u0103in\u0103tate reprezint\u0103 \u00een comunit\u0103\u021bile locale\u00a0 o prioritate, iar acest fapt are un efect negativ asupra diviz\u0103rii muncii \u00eentre membrii familiei, situa\u021biei financiare \u0219i nu \u00een ultimul r\u00e2nd asupra gradului de socializare al copiilor din aceste familii.<\/p>\n<p style=\"text-align: justify;\"><i>\u201eam dou\u0103zeci \u0219i \u2026 ani \u0219i sunt mama unui b\u0103iat extraordinar. Am venit cu greu la munc\u0103 \u00een Anglia, deoarece toate g\u00e2ndurile mele se \u00eendreapt\u0103 c\u0103tre fiul meu. Sunt condamnat\u0103 de mult\u0103 lume pentru c\u0103 mi-am l\u0103sat fiul acas\u0103 cu so\u021bul \u0219i p\u0103rin\u021bii mei, \u00eens\u0103 nu am avut de ales din cauza imenselor datorii la banc\u0103 \u0219i a situa\u021biei materiale foarte grele \u00een care ne afl\u0103m. <\/i><\/p>\n<p style=\"text-align: justify;\"><i>Ne-am<\/i> <i>c\u0103s\u0103torit \u00een \u2026 \u0219i la \u00eendemnul mai multor prieteni, f\u0103r\u0103 s\u0103 ne g\u00e2ndim am f\u0103cut un \u00eemprumut imens pentru a ne putea cump\u0103ra o locuin\u021b\u0103. \u00cen ciuda faptului c\u0103 de la lun\u0103 la lun\u0103 dob\u00e2nda cre\u0219tea, am tot pl\u0103tit ratele. Nu am \u00eent\u00e2mpinat probleme p\u00e2n\u0103 \u00een momentul \u00een care am r\u0103mas f\u0103r\u0103 loc de munc\u0103. \u0218i atunci au \u00eenceput problemele cu adev\u0103rat. Nu puteam achita la termen ratele, iar dob\u00e2nda cre\u0219tea de la lun\u0103 la lun\u0103.<\/i><\/p>\n<p style=\"text-align: justify;\"><i>A\u0219 mai aminti faptul c\u0103 garan\u021bia pentru creditul pe care l-am ob\u021binut de la banc\u0103 a fost asigurat\u0103 de p\u0103rin\u021bii mei care au pus drept garan\u021bie locuin\u021ba lor. \u00cenregistraser\u0103m foarte multe \u00eent\u00e2rzieri la rambursarea creditului, iar unul dintre cunoscu\u021bi s-a oferit s\u0103 ne ajute \u0219i ne-a oferit un \u00eemprumut pentru a putea s\u0103 ne pl\u0103tim datoriile c\u0103tre banc\u0103. Ne-am bucurat tare \u0219i ne-am \u00een\u021beles asupra sumei pe care o vom restitui lunar. Datoriile bancare acumulate le-am pl\u0103tit cu ajutorul acestor bani, iar pe c\u00e2nd am fi terminat de restituit banii \u00eemprumuta\u021bi de la acea cuno\u0219tin\u021b\u0103 am fost informa\u021bi c\u0103 p\u00e2n\u0103 \u00een momentul respectiv noi pl\u0103tiser\u0103m doar dob\u00e2nda sumei \u00eemprumutate \u0219i c\u0103 suma propriu-zis\u0103 urmeaz\u0103 s\u0103 o pl\u0103tim din acel moment. \u0218i atunci ne-am dat seam\u0103 c\u0103 am c\u0103zut \u00eentr-o capcan\u0103 \u0219i c\u0103 situa\u021bia \u00een care ne aflam era mult mai grav\u0103 dec\u00e2t cea ini\u021bial\u0103. \u0218i pentru c\u0103 nu am putut restitui suma dintr-o dat\u0103, am pl\u0103tit timp de trei ani dob\u00e2nd\u0103 lunar\u0103, fiind amenin\u021ba\u021bi constant.<\/i><\/p>\n<p style=\"text-align: justify;\"><i>Cred c\u0103 v\u0103 g\u00e2ndi\u021bi c\u0103 am fost foarte naivi, \u00eens\u0103 nu am v\u0103zut alt\u0103 solu\u021bie, mai ales c\u0103 eram amenin\u021ba\u021bi zilnic. Iar cu \u00eemprumutul de la banc\u0103 ne aflam \u00een aceea\u0219i situa\u021bie dezastruoas\u0103, plus amenin\u021b\u0103rile creditorului cum c\u0103 ne d\u0103 foc la locuin\u021b\u0103. Acela a fost momentul \u00een care am hot\u0103r\u00e2t s\u0103 depun pl\u00e2ngere la poli\u021bia jude\u021bean\u0103, unde mi s-a spus s\u0103 stau lini\u0219tit\u0103 fiindc\u0103 nu sunt singura persoan\u0103 aflat\u0103 \u00een aceast\u0103 situa\u021bie \u0219i c\u0103 sunt foarte norocoas\u0103 c\u0103 nu am semnat niciun fel de h\u00e2rtie pentru bani \u00eemprumuta\u021bi de la creditor \u0219i c\u0103ruia deja \u00eei pl\u0103tisem de patru ori suma pe care ne-o d\u0103duse.<\/i><\/p>\n<p style=\"text-align: justify;\"><i>Am trecut prin ni\u0219te s\u0103pt\u0103m\u00e2ni \u00eengrozitoare, \u00eens\u0103 cu ajutorul unui angajat onest de la criminalistic\u0103 am reu\u0219it s\u0103 sc\u0103p\u0103m de creditor \u0219i de amenin\u021b\u0103rile acestuia. Angajatul de la criminalistic\u0103 ne-a informat \u00een am\u0103nunt modalit\u0103\u021bile de evitare ale unei astfel de situa\u021bii. \u00cens\u0103 ajunseser\u0103m ca banca s\u0103 ne execute silit.<\/i><\/p>\n<p style=\"text-align: justify;\"><i>Am \u00eencercat s\u0103 negociem cu banca o am\u00e2nare a pl\u0103\u021bii, \u00eens\u0103 aceasta a fost dispus\u0103 s\u0103 ne am\u00e2ne doar dac\u0103 pl\u0103tim \u2026.euro. Ceea ce nu am mai amintit este faptul c\u0103 am \u00eemprumutat \u2026euro, am pl\u0103tit timp de \u2026.ani o sum\u0103 deloc mic\u0103 \u0219i banca \u00een continuare ne cerea \u2026 euro. <\/i><\/p>\n<p style=\"text-align: justify;\"><i>C\u00e2nd am v\u0103zut c\u0103 nu exist\u0103 nicio \u0219ans\u0103 de a-mi g\u0103si un loc de munc\u0103 acas\u0103, am venit \u00een \u2026 la munc\u0103, sper\u00e2nd c\u0103 vom putea achita c\u0103tre banc\u0103 acei\u2026 euro. \u00cens\u0103 a fost imposibil s\u0103 adun \u00eentr-o lun\u0103 jum\u0103tate aceast\u0103 sum\u0103. Iar acum banca nu mai este dispus\u0103 s\u0103 ne am\u00e2ne \u0219i ne-a scos la licita\u021bie locuin\u021ba.<\/i><\/p>\n<p style=\"text-align: justify;\"><i>\u00cen momentul de fa\u021b\u0103 a\u0219tept\u0103m hot\u0103r\u00e2rea b\u0103ncii. Singura solu\u021bie este ca banca s\u0103 ia locuin\u021ba p\u0103rin\u021bilor mei, iar noi s\u0103 le d\u0103m p\u0103rin\u021bilor mei locuin\u021ba noastr\u0103. \u2026\u2026\u2026S\u0103 analiz\u0103m pu\u021bin situa\u021bia: dac\u0103 ne ia banca locuin\u021ba, noi o vom da pe a noastr\u0103 p\u0103rin\u021bilor. \u00cens\u0103 cu asta nu se rezolv\u0103 situa\u021bia. Ace\u0219tia sunt tinerii de succes\u2026cei care nu se las\u0103 prad\u0103 problemelor \u0219i disper\u0103rii, ci sunt capabili s\u0103 lupte, s\u0103 fac\u0103 fa\u021b\u0103 problemelor \u0219i s\u0103 g\u0103seasc\u0103 chiar \u0219i o astfel de rezolvare situa\u021biei \u00een care se afl\u0103.<\/i><\/p>\n<p style=\"text-align: justify;\"><i>\u0218i sunt mul\u021bi tineri care se afl\u0103 \u00eentr-o situa\u021bie similar\u0103 \u0219i despre care nu se vorbe\u0219te \u00een timpul campaniilor electorale, de\u0219i mul\u021bi tineri ar avea de \u00eenv\u0103\u021bat din gre\u0219elile pe care le-am comis noi, mai bine spus eu.<\/i><\/p>\n<p style=\"text-align: justify;\"><i>V\u0103 mul\u021bumesc c\u0103 m-a\u021bi ascultat \u0219i dac\u0103 ve\u021bi mai \u00eent\u00e2lni tinerii care \u0219i-au pierdut speran\u021ba, s\u0103 le spune\u021bi s\u0103 nu renun\u021be niciodat\u0103. \u2026este timp pentru a \u00eencepe din nou via\u021ba, eu asta voi face, deoarece nu m\u0103 voi l\u0103sa \u00eenfr\u00e2nt\u0103 de trecut. :)\u201d<\/i><\/p>\n<p style=\"text-align: justify;\">Din p\u0103cate exist\u0103 multe asemenea cazuri care nu ies la iveal\u0103 din cauza faptului c\u0103 oamenii se tem \u0219i mai degrab\u0103 ascund aceste probleme \u0219i continu\u0103 s\u0103 pl\u0103teasc\u0103 \u0219i s\u0103 se chinuiasc\u0103. Nu au \u00eencredere \u00een poli\u021bie \u0219i nici \u00een sistem, nu cred c\u0103 acesta i-ar putea ajuta. Prezenta postare de blog se dore\u0219te a-i motiva pe cei afla\u021bi \u00een situa\u021bii similare, sau care au trecut prin a\u0219a ceva s\u0103 ne \u00eemp\u0103rt\u0103\u0219easc\u0103 experien\u021ba tr\u0103it\u0103 pentru ca \u00eempreun\u0103 s\u0103 ne str\u0103duim \u00een a g\u0103si o solu\u021bie \u00een acest sens.<\/p>\n<p style=\"text-align: justify;\">Scopul nostru trebuie s\u0103 fie acela de a g\u0103si sprijin, iar \u00een calitate de comunitate s\u0103 \u00eei ajut\u0103m pe cei care din cauza neinform\u0103rii cad prad\u0103 acelor persoane care tr\u0103iesc de pe urma situa\u021biilor de acest gen.<\/p>\n<p style=\"text-align: justify;\">Nu v\u0103 pot promite c\u0103 dac\u0103 \u00eemi ve\u021bi scrie, lucrurile se vor rezolva a doua zi. Pot \u00eens\u0103 s\u0103 v\u0103 asigur c\u0103, dac\u0103 vom colecta aceste m\u0103rturii \u0219i le vom \u00eenainta autorit\u0103\u021bilor, mult\u0103 lume va afla povestea dumneavoastr\u0103. \u0218i probabil c\u0103 atunci va demara o ini\u021biativ\u0103 prin care c\u0103m\u0103tarii vor disp\u0103rea din aceast\u0103 zon\u0103 \u0219i va sc\u0103dea num\u0103rul persoanelor care vor c\u0103dea prad\u0103 acestora.<\/p>\n<div class=\"pvc_clear\"><\/div>\n<p id=\"pvc_stats_1050\" class=\"pvc_stats all  \" data-element-id=\"1050\" style=\"\"><i class=\"pvc-stats-icon medium\" aria-hidden=\"true\"><svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"far\" data-icon=\"chart-bar\" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\" class=\"svg-inline--fa fa-chart-bar fa-w-16 fa-2x\"><path fill=\"currentColor\" d=\"M396.8 352h22.4c6.4 0 12.8-6.4 12.8-12.8V108.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v230.4c0 6.4 6.4 12.8 12.8 12.8zm-192 0h22.4c6.4 0 12.8-6.4 12.8-12.8V140.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v198.4c0 6.4 6.4 12.8 12.8 12.8zm96 0h22.4c6.4 0 12.8-6.4 12.8-12.8V204.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v134.4c0 6.4 6.4 12.8 12.8 12.8zM496 400H48V80c0-8.84-7.16-16-16-16H16C7.16 64 0 71.16 0 80v336c0 17.67 14.33 32 32 32h464c8.84 0 16-7.16 16-16v-16c0-8.84-7.16-16-16-16zm-387.2-48h22.4c6.4 0 12.8-6.4 12.8-12.8v-70.4c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v70.4c0 6.4 6.4 12.8 12.8 12.8z\" class=\"\"><\/path><\/svg><\/i> <img loading=\"lazy\" decoding=\"async\" width=\"16\" height=\"16\" alt=\"Loading\" src=\"https:\/\/www.borbolycsaba.ro\/ro\/wp-content\/plugins\/page-views-count\/ajax-loader-2x.gif\" border=0 \/><\/p>\n<div class=\"pvc_clear\"><\/div>\n<!-- AddThis Advanced Settings generic via filter on the_content -->","protected":false},"excerpt":{"rendered":"<p>Scrisoarea de mai jos mi-a fost adresat\u0103 de c\u0103tre o mam\u0103, care \u00eempreun\u0103 cu familia ei a c\u0103zut prad\u0103 mafiei locuin\u021belor \u0219i a c\u0103m\u0103tarilor. Am mai atras aten\u021bia asupra acestei teme \u0219i am vorbit despre situa\u021bia grea \u00een care p\u0103rin\u021bii, nevoi\u021bi fiind s\u0103 plece \u00een str\u0103in\u0103tate, \u00ee\u0219i las\u0103 copiii acas\u0103: https:\/\/www.facebook.com\/csaba.borboly\/posts\/786942674658167 Public aceast\u0103 scrisoare cu [&hellip;]<!-- AddThis Advanced Settings generic via filter on wp_trim_excerpt --><\/p>\n<div class=\"pvc_clear\"><\/div>\n<p id=\"pvc_stats_1050\" class=\"pvc_stats all  \" data-element-id=\"1050\" style=\"\"><i class=\"pvc-stats-icon medium\" aria-hidden=\"true\"><svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"far\" data-icon=\"chart-bar\" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\" class=\"svg-inline--fa fa-chart-bar fa-w-16 fa-2x\"><path fill=\"currentColor\" d=\"M396.8 352h22.4c6.4 0 12.8-6.4 12.8-12.8V108.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v230.4c0 6.4 6.4 12.8 12.8 12.8zm-192 0h22.4c6.4 0 12.8-6.4 12.8-12.8V140.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v198.4c0 6.4 6.4 12.8 12.8 12.8zm96 0h22.4c6.4 0 12.8-6.4 12.8-12.8V204.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v134.4c0 6.4 6.4 12.8 12.8 12.8zM496 400H48V80c0-8.84-7.16-16-16-16H16C7.16 64 0 71.16 0 80v336c0 17.67 14.33 32 32 32h464c8.84 0 16-7.16 16-16v-16c0-8.84-7.16-16-16-16zm-387.2-48h22.4c6.4 0 12.8-6.4 12.8-12.8v-70.4c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v70.4c0 6.4 6.4 12.8 12.8 12.8z\" class=\"\"><\/path><\/svg><\/i> <img loading=\"lazy\" decoding=\"async\" width=\"16\" height=\"16\" alt=\"Loading\" src=\"https:\/\/www.borbolycsaba.ro\/ro\/wp-content\/plugins\/page-views-count\/ajax-loader-2x.gif\" border=0 \/><\/p>\n<div class=\"pvc_clear\"><\/div>\n","protected":false},"author":5,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[],"class_list":["post-1050","post","type-post","status-publish","format-standard","hentry","category-blog"],"a3_pvc":{"activated":true,"total_views":900,"today_views":0},"_links":{"self":[{"href":"https:\/\/www.borbolycsaba.ro\/ro\/wp-json\/wp\/v2\/posts\/1050","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.borbolycsaba.ro\/ro\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.borbolycsaba.ro\/ro\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.borbolycsaba.ro\/ro\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/www.borbolycsaba.ro\/ro\/wp-json\/wp\/v2\/comments?post=1050"}],"version-history":[{"count":1,"href":"https:\/\/www.borbolycsaba.ro\/ro\/wp-json\/wp\/v2\/posts\/1050\/revisions"}],"predecessor-version":[{"id":1051,"href":"https:\/\/www.borbolycsaba.ro\/ro\/wp-json\/wp\/v2\/posts\/1050\/revisions\/1051"}],"wp:attachment":[{"href":"https:\/\/www.borbolycsaba.ro\/ro\/wp-json\/wp\/v2\/media?parent=1050"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.borbolycsaba.ro\/ro\/wp-json\/wp\/v2\/categories?post=1050"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.borbolycsaba.ro\/ro\/wp-json\/wp\/v2\/tags?post=1050"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}