{"id":7751,"date":"2026-05-29T10:48:33","date_gmt":"2026-05-29T07:48:33","guid":{"rendered":"https:\/\/www.borbolycsaba.ro\/ro\/?p=7751"},"modified":"2026-05-29T10:49:13","modified_gmt":"2026-05-29T07:49:13","slug":"7751-2","status":"publish","type":"post","link":"https:\/\/www.borbolycsaba.ro\/ro\/7751-2\/","title":{"rendered":"V\u0103 pute\u021bi \u00eentoarce acas\u0103 \u0219i pute\u021bi deschide o afacere cu sprijin nerambursabil de p\u00e2n\u0103 la 200.000 de euro &#8211; Acum ave\u021bi ocazia s\u0103 contribui\u021bi la stabilirea condi\u021biilor programului"},"content":{"rendered":"<p style=\"text-align: justify;\"><strong>Ce este acest program?<\/strong><\/p>\n<p><a href=\"https:\/\/www.borbolycsaba.ro\/kozzeteszem-a-diaspora-investeste-acasa-program-alapozo-dokumentumat-es-a-kormanyhatarozat-tervezetet\/\">PREZENTARE DETALIAT\u0102 PENTRU CEI INTERESA\u021aI<\/a><\/p>\n<p style=\"text-align: justify;\">Programul are ca scop \u00eencurajarea cet\u0103\u021benilor rom\u00e2ni care locuiesc \u0219i muncesc de mai mult timp \u00een str\u0103in\u0103tate s\u0103 revin\u0103 acas\u0103 \u0219i s\u0103 \u00ee\u0219i \u00eenfiin\u021beze propria afacere.<\/p>\n<p style=\"text-align: justify;\">Statul va rambursa p\u00e2n\u0103 la 60% din valoarea creditului bancar contractat, sub form\u0103 de grant nerambursabil, dar nu mai mult de 200.000 de euro.<\/p>\n<p style=\"text-align: justify;\">Acesta nu este un program clasic de finan\u021bare nerambursabil\u0103. Mecanismul este diferit: antreprenorul contracteaz\u0103 mai \u00eent\u00e2i un credit bancar, realizeaz\u0103 investi\u021bia, iar ulterior statul, prin intermediul B\u0103ncii de Investi\u021bii \u0219i Dezvoltare (BID), ramburseaz\u0103 o parte din credit, reduc\u00e2nd astfel povara financiar\u0103 a beneficiarului.<\/p>\n<p style=\"text-align: justify;\">Bugetul total al programului este de 100 de milioane de euro. Se estimeaz\u0103 c\u0103 aproximativ 2.000 de \u00eentreprinderi vor putea beneficia de sprijin \u00een perioada 2026\u20132029.<\/p>\n<p style=\"text-align: justify;\"><strong>Datele principale ale programului<\/strong><\/p>\n<p style=\"text-align: justify;\">Valoarea minim\u0103 a creditului: 5.000 euro<br \/>\nValoarea maxim\u0103 a creditului: 500.000 euro<br \/>\nGrant nerambursabil: maximum 60% din credit, dar cel mult 200.000 euro<br \/>\nContribu\u021bie proprie: minimum 10%<br \/>\nContribu\u021bie proprie pentru persoanele sub 35 de ani: minimum 5%<br \/>\nDurata creditului: maximum 10 ani, cel t\u00e2rziu p\u00e2n\u0103 la 31 decembrie 2037<br \/>\nPerioada programului: 2026\u20132029<br \/>\nBuget total: 100 milioane euro<br \/>\nNum\u0103r estimat de beneficiari: aproximativ 2.000 de \u00eentreprinderi<br \/>\nTermen pentru transmiterea observa\u021biilor: 9 iunie 2026, ora 12:00<\/p>\n<p style=\"text-align: justify;\"><strong>Cine poate beneficia?<\/strong><\/p>\n<ul>\n<li style=\"text-align: justify;\">Programul se adreseaz\u0103 persoanelor care \u00eendeplinesc cumulativ urm\u0103toarele condi\u021bii:<\/li>\n<li style=\"text-align: justify;\">\u0218edere \u00een str\u0103in\u0103tate<\/li>\n<li style=\"text-align: justify;\">\u00cen ultimele 18 luni, solicitantul trebuie s\u0103 fi locuit sau s\u0103 fi avut re\u0219edin\u021ba \u00een str\u0103in\u0103tate timp de cel pu\u021bin 12 luni consecutive, \u00een mod oficial, cu domiciliu declarat sau permis de \u0219edere.<\/li>\n<li style=\"text-align: justify;\">Aceast\u0103 condi\u021bie este valabil\u0103 \u0219i pentru persoanele care au \u00eendeplinit-o anterior, dar s-au \u00eentors deja \u00een Rom\u00e2nia.<\/li>\n<li style=\"text-align: justify;\">Experien\u021b\u0103 profesional\u0103 sau studii<\/li>\n<li style=\"text-align: justify;\">Solicitantul trebuie s\u0103 aib\u0103 cel pu\u021bin un an de experien\u021b\u0103 profesional\u0103 sau formare \u00een domeniul \u00een care dore\u0219te s\u0103 \u00ee\u0219i lanseze afacerea ori \u00een domeniul administr\u0103rii\/managementului.<\/li>\n<li style=\"text-align: justify;\">Acest lucru poate fi dovedit prin CV \u0219i diplome.<\/li>\n<\/ul>\n<p style=\"text-align: justify;\"><strong>Contribu\u021bie proprie<\/strong><\/p>\n<p style=\"text-align: justify;\">Cel pu\u021bin 10% din valoarea investi\u021biei trebuie acoperit\u0103 din surse proprii. Pentru antreprenorii cu v\u00e2rsta sub 35 de ani, contribu\u021bia proprie scade la 5%.<\/p>\n<p style=\"text-align: justify;\"><strong>\u00centreprindere nou\u0103<\/strong><\/p>\n<p style=\"text-align: justify;\">Firma trebuie s\u0103 func\u021bioneze \u00een Rom\u00e2nia \u0219i s\u0103 aib\u0103 o vechime de cel mult 3 ani de la \u00eenregistrare. Sunt eligibile micro\u00eentreprinderile, \u00eentreprinderile mici \u0219i \u00eentreprinderile mijlocii.<\/p>\n<p style=\"text-align: justify;\"><strong>Obliga\u021bia de men\u021binere<\/strong><\/p>\n<p style=\"text-align: justify;\">Activele rezultate din investi\u021bia finalizat\u0103 trebuie p\u0103strate timp de 3 ani. Beneficiarul trebuie s\u0103 r\u0103m\u00e2n\u0103 ac\u021bionar majoritar \u00een firm\u0103 pe aceea\u0219i perioad\u0103.<\/p>\n<p style=\"text-align: justify;\">Excep\u021bie: dac\u0103 o parte din participa\u021bie este v\u00e2ndut\u0103 unui fond de investi\u021bii sau unui investitor local de tip business angel, participa\u021bia poate sc\u0103dea p\u00e2n\u0103 la 25%.<\/p>\n<p style=\"text-align: justify;\"><strong>Pentru ce poate fi folosit sprijinul?<\/strong><\/p>\n<ul>\n<li style=\"text-align: justify;\">Programul acoper\u0103 aproape toate sectoarele economice. Sunt eligibile, printre altele, urm\u0103toarele domenii:<\/li>\n<li style=\"text-align: justify;\">Industrie prelucr\u0103toare \u0219i produc\u021bie: prelucrarea lemnului, mobilier, procesarea alimentelor, industrie u\u0219oar\u0103, produc\u021bia de ambalaje, prelucrarea metalelor.<\/li>\n<li style=\"text-align: justify;\">IT \u0219i tehnologie: dezvoltare software, dezvoltare web, marketing digital, securitate cibernetic\u0103, dezvoltare de aplica\u021bii.<\/li>\n<li style=\"text-align: justify;\">Turism \u0219i cazare: pensiuni, case de oaspe\u021bi rurale, apartamente turistice, ecoturism, turism activ, organizare de evenimente.<\/li>\n<li style=\"text-align: justify;\">HoReCa: restaurante, cafenele, cofet\u0103rii, crame cu degustare, catering.<\/li>\n<li style=\"text-align: justify;\">Industria frumuse\u021bii \u0219i wellness: cosmetic\u0103, frizerie\/coafur\u0103, masaj, s\u0103li de fitness, spa.<\/li>\n<li style=\"text-align: justify;\">Transport \u0219i logistic\u0103: transport de marf\u0103, servicii de curierat, logistic\u0103 \u0219i depozitare.<\/li>\n<li style=\"text-align: justify;\">Comer\u021b: magazine, comer\u021b electronic, comer\u021b en-gros.<\/li>\n<li style=\"text-align: justify;\">Servicii medicale \u0219i sociale: cabinete private, kinetoterapie, \u00eengrijirea persoanelor v\u00e2rstnice, consiliere psihologic\u0103.<\/li>\n<li style=\"text-align: justify;\">Profesii liberale: medici, avoca\u021bi, contabili, ingineri, proiectan\u021bi.<\/li>\n<li style=\"text-align: justify;\">Construc\u021bii: firme de execu\u021bie, birouri de arhitectur\u0103, instala\u021bii pentru construc\u021bii.<\/li>\n<li style=\"text-align: justify;\">Domenii neeligibile<\/li>\n<\/ul>\n<p style=\"text-align: justify;\"><strong>Conform Regulamentului UE de minimis 2023\/2831, urm\u0103toarele domenii sunt excluse:<\/strong><\/p>\n<ul>\n<li style=\"text-align: justify;\">produc\u021bia agricol\u0103 primar\u0103;<br \/>\npescuitul \u0219i acvacultura la nivel de produc\u021bie primar\u0103;<br \/>\nactivit\u0103\u021bile direct legate de export;<br \/>\njocurile de noroc \u0219i cazinourile;<br \/>\nproduc\u021bia \u0219i comercializarea armelor \u0219i muni\u021biilor;<br \/>\nproduc\u021bia de alcool \u0219i tutun;<br \/>\ntranzac\u021bionarea criptomonedelor, casele de amanet \u0219i schimburile valutare.<\/li>\n<\/ul>\n<p style=\"text-align: justify;\">Important: procesarea alimentelor, de exemplu produc\u021bia de br\u00e2nzeturi, gemuri sau produse din carne, este eligibil\u0103. Interdic\u021bia se aplic\u0103 doar produc\u021biei primare, cum ar fi exploatarea terenurilor agricole sau cre\u0219terea animalelor.<\/p>\n<p style=\"text-align: justify;\"><strong>Un exemplu concret<\/strong><\/p>\n<p style=\"text-align: justify;\">Bal\u00e1zs Kov\u00e1cs a plecat \u00een Germania \u00een 2019, unde lucreaz\u0103 \u00eentr-un atelier de l\u0103c\u0103tu\u0219erie mecanic\u0103. \u00cen 2026 dore\u0219te s\u0103 se \u00eentoarc\u0103 \u00een jude\u021bul Harghita \u0219i s\u0103 deschid\u0103 o mic\u0103 unitate de prelucrare a pieselor metalice.<\/p>\n<p style=\"text-align: justify;\">Investi\u021bia planificat\u0103: 350.000 euro<br \/>\nContribu\u021bie proprie: 35.000 euro<br \/>\nCredit bancar: 315.000 euro<br \/>\nGrant nerambursabil de la stat: 189.000 euro<br \/>\nSuma care trebuie rambursat\u0103 efectiv: 126.000 euro, pe o perioad\u0103 de 10 ani<\/p>\n<p style=\"text-align: justify;\">Acesta este un model viabil. Cu experien\u021ba acumulat\u0103 \u00een Germania, cu rela\u021biile locale \u0219i cu sprijinul oferit de program, Bal\u00e1zs poate porni o unitate de produc\u021bie serioas\u0103 \u00een jude\u021bul Harghita.<\/p>\n<p style=\"text-align: justify;\"><strong>De ce este important s\u0103 ac\u021bion\u0103m acum?<\/strong><\/p>\n<ul>\n<li style=\"text-align: justify;\">Proiectul se afl\u0103 \u00een etapa de consultare public\u0103. Aceasta este o oportunitate rar\u0103 pentru cet\u0103\u021beni, inclusiv pentru membrii diasporei, de a contribui la forma final\u0103 a programului.<\/li>\n<li style=\"text-align: justify;\">Borboly Csaba a anun\u021bat c\u0103 va colecta propunerile venite din partea comunit\u0103\u021bilor din jude\u021bul Harghita \u0219i din \u021ainutul Secuiesc \u0219i le va transmite personal Ministerului Finan\u021belor.<\/li>\n<li style=\"text-align: justify;\">UDMR face parte din Guvernul Rom\u00e2niei, iar acest lucru ofer\u0103 posibilitatea ca punctele de vedere ale comunit\u0103\u021bii maghiare din Secuime \u0219i Transilvania s\u0103 fie incluse \u00een documentul final.<\/li>\n<\/ul>\n<p style=\"text-align: justify;\"><strong>Sunt a\u0219teptate propuneri privind:<\/strong><\/p>\n<p>reducerea contribu\u021biei proprii de 10%, \u00een special pentru investi\u021biile din mediul rural;<br \/>\naplicarea mai flexibil\u0103 a condi\u021biei privind cele 12 luni de \u0219edere \u00een str\u0103in\u0103tate;<br \/>\nposibilitatea derul\u0103rii procedurilor administrative \u0219i \u00een limba maghiar\u0103;<br \/>\nincluderea explicit\u0103 a proces\u0103rii alimentelor \u0219i a agriculturii ecologice;<br \/>\ntratarea mai favorabil\u0103 a investi\u021biilor rurale, de exemplu \u00een jude\u021bul Harghita, ca regiune mai pu\u021bin dezvoltat\u0103;<br \/>\no perioad\u0103 de gra\u021bie mai lung\u0103 pentru rambursarea creditului.<\/p>\n<p style=\"text-align: justify;\"><strong>Cum pute\u021bi transmite propunerea?<\/strong><\/p>\n<p style=\"text-align: justify;\">Trimite\u021bi propunerile la adresa de e-mail <a href=\"mailto:info@borbolycsaba.ro\">info@borbolycsaba.ro<\/a> p\u00e2n\u0103 la data de 9 iunie 2026, ora 12:00.<\/p>\n<p style=\"text-align: justify;\"><strong>V\u0103 rug\u0103m s\u0103 men\u021biona\u021bi:<\/strong><\/p>\n<p>care este ideea dumneavoastr\u0103 de afacere sau domeniul \u00een care dori\u021bi s\u0103 investi\u021bi;<br \/>\ncare dintre condi\u021biile actuale reprezint\u0103 o dificultate pentru dumneavoastr\u0103;<br \/>\nce ar fi necesar pentru ca \u00eentoarcerea acas\u0103 s\u0103 fie o op\u021biune real\u0103 \u0219i atractiv\u0103.<\/p>\n<p style=\"text-align: justify;\">Mesajele vor fi centralizate de biroul lui Borboly Csaba \u0219i transmise, pe teme, Ministerului Finan\u021belor.<\/p>\n<p style=\"text-align: justify;\">Dac\u0103 v\u0103 \u00eentoarce\u021bi acas\u0103, v\u0103 sprijinim<\/p>\n<p style=\"text-align: justify;\">Biroul lui Borboly Csaba se angajeaz\u0103 s\u0103 ofere sprijin tuturor antreprenorilor care se \u00eentorc \u00een jude\u021bul Harghita \u0219i particip\u0103 la program.<\/p>\n<p style=\"text-align: justify;\"><strong>Sprijinul poate viza:<\/strong><\/p>\n<p style=\"text-align: justify;\">procedurile de autorizare;<br \/>\nrela\u021bia cu autorit\u0103\u021bile \u0219i administra\u021bia public\u0103;<br \/>\nclarificarea aspectelor juridice de \u00eenceput;<br \/>\nfacilitarea contactelor cu administra\u021biile locale \u0219i institu\u021biile relevante;<br \/>\ninformarea privind alte programe de finan\u021bare \u0219i surse disponibile.<\/p>\n<p style=\"text-align: justify;\">Jude\u021bul Harghita poate prinde via\u021b\u0103, dac\u0103 vrem. \u00centoarce\u021bi-v\u0103 acas\u0103. V\u0103 ajut\u0103m.<\/p>\n<div class=\"pvc_clear\"><\/div>\n<p id=\"pvc_stats_7751\" class=\"pvc_stats all  \" data-element-id=\"7751\" style=\"\"><i class=\"pvc-stats-icon medium\" aria-hidden=\"true\"><svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"far\" data-icon=\"chart-bar\" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\" class=\"svg-inline--fa fa-chart-bar fa-w-16 fa-2x\"><path fill=\"currentColor\" d=\"M396.8 352h22.4c6.4 0 12.8-6.4 12.8-12.8V108.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v230.4c0 6.4 6.4 12.8 12.8 12.8zm-192 0h22.4c6.4 0 12.8-6.4 12.8-12.8V140.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v198.4c0 6.4 6.4 12.8 12.8 12.8zm96 0h22.4c6.4 0 12.8-6.4 12.8-12.8V204.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v134.4c0 6.4 6.4 12.8 12.8 12.8zM496 400H48V80c0-8.84-7.16-16-16-16H16C7.16 64 0 71.16 0 80v336c0 17.67 14.33 32 32 32h464c8.84 0 16-7.16 16-16v-16c0-8.84-7.16-16-16-16zm-387.2-48h22.4c6.4 0 12.8-6.4 12.8-12.8v-70.4c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v70.4c0 6.4 6.4 12.8 12.8 12.8z\" class=\"\"><\/path><\/svg><\/i> <img loading=\"lazy\" decoding=\"async\" width=\"16\" height=\"16\" alt=\"Loading\" src=\"https:\/\/www.borbolycsaba.ro\/ro\/wp-content\/plugins\/page-views-count\/ajax-loader-2x.gif\" border=0 \/><\/p>\n<div class=\"pvc_clear\"><\/div>\n<!-- AddThis Advanced Settings generic via filter on the_content -->","protected":false},"excerpt":{"rendered":"<p>Ce este acest program? PREZENTARE DETALIAT\u0102 PENTRU CEI INTERESA\u021aI Programul are ca scop \u00eencurajarea cet\u0103\u021benilor rom\u00e2ni care locuiesc \u0219i muncesc de mai mult timp \u00een str\u0103in\u0103tate s\u0103 revin\u0103 acas\u0103 \u0219i s\u0103 \u00ee\u0219i \u00eenfiin\u021beze propria afacere. Statul va rambursa p\u00e2n\u0103 la 60% din valoarea creditului bancar contractat, sub form\u0103 de grant nerambursabil, dar nu mai mult [&hellip;]<!-- AddThis Advanced Settings generic via filter on wp_trim_excerpt --><\/p>\n<div class=\"pvc_clear\"><\/div>\n<p id=\"pvc_stats_7751\" class=\"pvc_stats all  \" data-element-id=\"7751\" style=\"\"><i class=\"pvc-stats-icon medium\" aria-hidden=\"true\"><svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"far\" data-icon=\"chart-bar\" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\" class=\"svg-inline--fa fa-chart-bar fa-w-16 fa-2x\"><path fill=\"currentColor\" d=\"M396.8 352h22.4c6.4 0 12.8-6.4 12.8-12.8V108.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v230.4c0 6.4 6.4 12.8 12.8 12.8zm-192 0h22.4c6.4 0 12.8-6.4 12.8-12.8V140.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v198.4c0 6.4 6.4 12.8 12.8 12.8zm96 0h22.4c6.4 0 12.8-6.4 12.8-12.8V204.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v134.4c0 6.4 6.4 12.8 12.8 12.8zM496 400H48V80c0-8.84-7.16-16-16-16H16C7.16 64 0 71.16 0 80v336c0 17.67 14.33 32 32 32h464c8.84 0 16-7.16 16-16v-16c0-8.84-7.16-16-16-16zm-387.2-48h22.4c6.4 0 12.8-6.4 12.8-12.8v-70.4c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v70.4c0 6.4 6.4 12.8 12.8 12.8z\" class=\"\"><\/path><\/svg><\/i> <img loading=\"lazy\" decoding=\"async\" width=\"16\" height=\"16\" alt=\"Loading\" src=\"https:\/\/www.borbolycsaba.ro\/ro\/wp-content\/plugins\/page-views-count\/ajax-loader-2x.gif\" border=0 \/><\/p>\n<div class=\"pvc_clear\"><\/div>\n","protected":false},"author":9,"featured_media":7755,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[28,11,3],"tags":[61],"a3_pvc":{"activated":true,"total_views":1,"today_views":0},"_links":{"self":[{"href":"https:\/\/www.borbolycsaba.ro\/ro\/wp-json\/wp\/v2\/posts\/7751"}],"collection":[{"href":"https:\/\/www.borbolycsaba.ro\/ro\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.borbolycsaba.ro\/ro\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.borbolycsaba.ro\/ro\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/www.borbolycsaba.ro\/ro\/wp-json\/wp\/v2\/comments?post=7751"}],"version-history":[{"count":3,"href":"https:\/\/www.borbolycsaba.ro\/ro\/wp-json\/wp\/v2\/posts\/7751\/revisions"}],"predecessor-version":[{"id":7756,"href":"https:\/\/www.borbolycsaba.ro\/ro\/wp-json\/wp\/v2\/posts\/7751\/revisions\/7756"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.borbolycsaba.ro\/ro\/wp-json\/wp\/v2\/media\/7755"}],"wp:attachment":[{"href":"https:\/\/www.borbolycsaba.ro\/ro\/wp-json\/wp\/v2\/media?parent=7751"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.borbolycsaba.ro\/ro\/wp-json\/wp\/v2\/categories?post=7751"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.borbolycsaba.ro\/ro\/wp-json\/wp\/v2\/tags?post=7751"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}